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Finance

10 Ideas to Plan a Retirement Party

August 1, 2019 by Miriam Dunning Leave a Comment

Whether you are an employee, student, family member or friend, planning a retirement party for your loved one can be a tough job to do. Retirement is an emotional passage of rite and may trigger emotions of sadness and nostalgia. You need to throw a party in a way that does not trigger these emotions but rather makes your loved one happy and excited. The people you invite to the party truly depend on whose party are you planning. For instance, if you are planning a retirement party for your teacher and you know he is an introvert and is only comfortable around some students, then you should avoid inviting students he dislikes. Similarly, if your boss was very friendly and knew everyone from your department, then it would be very rude to not invite everyone. The guest list needs to be very appropriate.

The venue you throw the party in should be chosen after keeping the likes and dislikes of the retiree in your mind. You can give him or her gifts, design a theme for the party, give speeches, and many other things to make your party a memorable one. Here are some ideas that can help you plan the best retirement party for someone who is retiring:

1) Make a Compliment Box

Preparing a compliment box can be a nice way to express gratitude and love for the retiree. You can circulate cards at the workplace of the person who is retiring. Coworkers can sign the cards and write thoughtful notes. You can do this on either one card or you can circulate many cards, each for one coworker or student. Make sure that the messages you have written are not generic but genuinely apply to him or her.

2) Award Plaques

These are often given to employees and students as a reward for high achievements. As a boss, you can give awards plaques to your retiring employee as a symbol of recognition.

3) Gifts

You can also give gifts, but it is better to give something that actually would have a meaning to him or her. Rather than focusing on spending too much money on generic gifts, you can actually gift something that would be of greater importance. If you know your coworker loves gardening, then you can gift gardening tools instead of an expensive watch. Read How to Prepare a Meaningful Gift to see get more ideas.

4) Visual Display

You can also make use of technology and prepare a short video with pictures of the retiree and his coworkers taken along the journey. Other than the slideshow you can also hang pictures all around the venue. You can also make a customized cake with a meaningful picture on top.

5) Give a speech

The host must begin the party with an emotional speech that highlights the most important details of the retiree’s career. His struggles and achievements should be touched in detail. You must include humor in your speech to avoid getting too emotional.

6) Costumes

You can base your party around a theme. For example, if the retiree is a boring workaholic then everyone can dress in dull colors such as beige. Another idea to give a good tribute could be to dress like the retiree. This would be both fun and emotional at the same time.

7) Play Games

You can also play retirement party games. You can play games such as the memory bank, pocket scramble, talent contest, etc. You can also invite the guests one by one on stage to share a funny memory of the retiree. Read how you can make anyone’s retirement fun and apply these ideas to your party.

8) Fireworks

Fireworks denote celebration and should, therefore, be incorporated into your plan. These can also help cheer the retiree.

9) Budget

Make sure you set your budget according to the retiree. Spending too much for someone who doesn’t like wasting money will not be a good idea.

10) Record the party and create a photo booth

You should also record the party as you would be making a lot of memories for the retiree to take back home. You can take pictures of all the guests posing with the retiree. To make it more fun, you can also place a photo booth with different funny props.

Filed Under: Finance, Wellness Tagged With: retirement, retirement party

Easy Ways To Make Extra Money

December 18, 2018 by Miriam Dunning Leave a Comment

If you’ve been trying to think of ways to save extra money on the side for those special family events or holidays like birthdays or Christmas, you may be wondering just how so many people seem to do it. There are dozens of ways to make money online, some of which require more work than others. Here we’ll give you a run down on the easiest ways to make money without needing to take a second job or spend hours a night working on side gigs as a freelancer.

Sell Old Items Online

Selling old items online is one of the easiest ways to make money online. From VHS, CDs, DVDs, various electronics, books, clothes, toys and even furniture, selling unused or unwanted things on the likes of eBay or sites like Music Magpie can net you a small fortune when it comes to selling things you no longer need. The more recent an item – thatis to say, the more recently it was manufactured – the higher the price you’ll get for it. Designer clothes will be worth more and things like phones can be worth a bundle if they’re a newer version of an iPhone for example.

Cash In The Attic

Don’t underestimate the power of antiques. By antiques we mean those old antiques lying around in the loft or basement. There could be things as well that you never expected could fetch a pretty penny, especially retro things like old video game consoles that might be considered rare versions. Not every “antique” needs to be a dusty old vase that your great aunt Gladys left you in her will. Some antiques are not at all what you’d expect and can be almost anywhere in your home.

Garage/Rummage/Car Boot Sales

Do you have a bunch of things that need to be shifted to make way for renovations, a new baby, a big move or someone moving in? Consider taking whole boxes down to your local rummage or car boot sale and trying to sell them onto people who might be interested. You never know who might be interested in a big box of metal hangers, right? Rummage and car boot sales are great places to unload old CDs. DVDs and games as well as books, small furniture and appliances amongst other things.

Playing Games

Gaming online is a great way to make money in a number of different ways. Some RPG style games will allow you to sell advanced well built up accounts for real cash, but if you want something that doesn’t take ages to build up, consider playing online casino games. You can try some here. From slots to blackjack, poker and craps along with everything in between, it’s no wonder so many people love a bit of online casino gaming.

So if you want to make some extra money AND have fun, why not consider one of these cool ways? With so many fab options out there, more and more people are hopping on the money making bandwagons available. How will you cash in?

Filed Under: Finance Tagged With: business, extra money, money, saving, saving money, work online

IMPORTANT FACTORS TO CONSIDER WHEN CHOOSING A CAREER

May 16, 2018 by Miriam Dunning Leave a Comment

Choosing a career is not an easy decision since chances are you that’s going to be your occupation for life. You want to find a career that plays to your strengths and talents and is also financially rewarding because bills don’t take care of themselves.

For the sake of your mental and physical health, the career you choose should be fulfilling. That means that you can’t just choose a career because of the earning potential, although this still matters to some extent, but also one that you are passionate about. Passion is what will keep you going during the tough days. Remember you can easily change a boss or an employer but changing careers is usually more life-altering and you therefore need to put some thought into choosing your career.

Here are the factors to consider when choosing a career.

Talent and ability

You need some level of self-awareness to make a good career choice. When making a career decision, ask yourself: What am I good at? What are my strengths and weaknesses?

The reason for this is that you’ll find a career that plays to your natural talents and abilities more enjoyable and less strenuous when performing your duties. You will also excel in your chosen field of work and eventually earn a higher salary.

This does not however mean that you can’t get into certain fields because you lack the requisite skills now to excel in that line of work. You can still follow your heart since with passion and ambition you can always learn new skills needed in a particular line of work.

Career requirements

Different careers have different requirements in terms of education, academic qualifications, skills and experience.

Before you settle on a career, make sure you know what it takes to get into it and excel. For instance, you have to ace your exams and go into medical school and it will take you at least 7 years before you start practicing. Also, to be a dental assistant you have to attend a dental assistant school and pass your exams. See Best-Dentalassistantschools.Com.

Find out what is needed in the career before you make a decision. Are you willing to put in the work and hours required to get into your career?

Nature of work

Before making a decision, you should know what is involved in the career of your choice. You need to know the kind of environment you are likely to work in and what is involved in the career.

Some career like medicine require to work long hours and be on-call for most of the time while others like piloting involve a lot of travelling. There are also those that require you to work closely with people like sales and marketing.

Before you look at the glamorous side of every profession, ask yourself if you would be okay doing whatever is involved in the career.

Opportunities

Evaluate the opportunities available in your chosen career path before you make your decision. Find out about the employment opportunities available in the profession locally, nationally and internationally.

Some careers require you to move cities or even countries since there are no available job opportunities in your preferred city.

Also, look at the earning potential and career growth opportunities for the career.

Filed Under: Finance Tagged With: career, job, profession, work

Marrison Family Law

April 23, 2018 by Miriam Dunning Leave a Comment

A divorce is one of the toughest experiences anyone can endure and Colorado’s divorce and family court system is not easy to navigate unless you’re familiar with the system or have a highly experienced Colorado divorce attorney on your side.

When it comes to divorce, Colorado is a purely” no-fault” state. Marrison Family Law believes this means the court will not consider either spouse’s misconduct when deciding whether to grant a divorce, award alimony or divide property. Issues such as drug abuse and adultery are not taken into consideration.

You may file for divorce in Colorado if the marriage is “irretrievably” broken, which simply means that there’s no chance of reconciliation

Property Division

Colorado is an equitable distribution state. Rather than the judge having to divide property equally between spouses, he/she can divide it on the basis of fairness. The court will consider several factors in determining an equitable distribution, such as each user’s contribution to the marital estate, the economic circumstances of each spouse and the value of the estate, among other factors.

Child Support and Child Custody

Colorado calculates child support based on the incomes of both parents and continues until the child reaches the age of 19 or graduates from high school. The amount of support may be adjusted based on several factors and the court may also order one or both parents to provide support for the child’s college education. Regarding child custody matters, Colorado courts make custody orders based on the child’s best interest and encourage parents to share the responsibility of parenting.

Alimony

The court may require a spouse to provide alimony (financial maintenance) to the other after a divorce. This is determined based on several factors. For instance, if the combined income of the coupe is above $75000, the court may require the higher earning spouse to support the other while the divorce is pending. If the couple’s combined income is below $75000, the court will make a decision based on factors such as the financial resources of both spouses, the living standards during marriage, and duration of the marriage, just to mention a few. Either spouse may request that the maintenance amount be modified if there’s a significant change in circumstances.

Effects of Divorce

With rising rates of divorce today, the negative effects of children and families are prevalent. Depending on how the couple’s and their children, as well as the extended family, handle the divorce, each family has a different way of going about the issue. Divorces can be brutal, and many studies have noted the negative impact of divorce on families and children resulting in consistent change in emotional and psychological states of the people involved.

There are as many arguments for and against a divorce but should you opt for a dissolution of marriage, it’s important to have proper legal representation.

Marrison Family law is dedicated to helping families understand their legal options and obtain the best solution. The attorneys and lawyers at the firm are highly experienced to ensure you make the best choices for yourself and your family for the best outcomes.

Filed Under: Finance Tagged With: divorce, family, family law

Ormeus Global

April 22, 2018 by Miriam Dunning Leave a Comment

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Ormeus global is an opportunity-based company that shapes individuals towards the realization of their future dream goals. Those who are thirsty in getting informative life ideas can be served well on this platform. The company offers online learning, which intends to open up minds of those who participate in order to see available opportunities. Its content of products and services offered covers a wide area.

The company offers online learning for free and it aims at creating opportunity awareness to improve personality growth, wealth and health. Currently Ormeus global is getting popularity in the marketing sector as well as in the social media advert of invitation. Despite the doubt by some people about whether the company offerings are legal or illegal, least be assured that this is a legit activity you can confidently engage in.

Ormeus global offers different kinds of products and services, which includes educating people about crypto-currency, wellness products, and health-related products. The company also offers services relating to website design. Its websites have the best SEO sparks when it comes to ranking. It also offers online learning about getting started with crypto-currency trade, Bitcoin, and how it is used, as well as an introduction to block chain technology. It also creates awareness about frauds related to use of crypto-currency.

Through the application of InnerQuest program, people get a chance to grow commercially and learn much wealth creation through crypto-currency education. The company intensifies to people how the use of Bitcoin is taking advantage of the current technology world. According to them, Bitcoin is the best tool for wealth creation and the most available opportunity in the market.

Crypto-currency, according to Ormeus Global, involves the use of Ormeus coin in relation to Bitcoin or Litecoin. Under crypto mining operation the customers will have a chance to grow their wealth. Through mining, Ormeus coins can be mined at any time.

Wellbeing and personal health are important aspects of life for personal advancement and growth. Ormeus global give a chance to people to improve their health as well as wellness though energetic products. Athletes are mostly involved in the product because their feelings define their performance.

The company products of wellness are sold directly on a retail basis or sales models at affordable prices. Ormeus Global aims at improving personal growth, mindsets and improving health through InnerQuest. Since this platform is interactive, people will share their stories and through sharing they build themselves.

Joining Ormeus interactive learning is the best way to create opportunities that will help you grow personally, as well as your wellbeing. Their products and services are the best in terms of realizing your dreams and can help you reach your goals.

Some people may think Ormeus Global is a scum but the truth according to many reviews is that it is a legally registered company. Therefore, it is safe to join and use. Joining the association with the company is the best assurance that your life will be a continuous progression and prosperity will be impacted.

Filed Under: Finance Tagged With: business, finance, investing, money, Ormeus Global

Why George Ammar is so much more than a regular accountant

April 22, 2018 by Miriam Dunning Leave a Comment

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As the saying goes, it’s never wise to judge an individual by their looks. In much the same way, it’s never a good idea to judge an individual by their profession. To discover why George Ammar is so much much more than his title as an accountant, simply continue reading to discover George Ammar’s incredible story.

Why George Ammar is so much more than a regular accountant:

  1. George S. Ammar has always strived to achieve his goals

While some individuals are perfectly happy to live from day to day without giving too much thought or energy to achieving their goals, George Ammar has always been a driven, hard-working individual who prizes resilience and dedication.

As a result, Ammar was able to tick off one of his major goals in life, right after graduating college. What was the goal which Ammar reached so quickly? Ammar reached his goal of becoming a certified accountant and becoming CPA certified. A goal which normally takes individuals far longer to achieve.

  1. George S. Ammar is a modern day jack of all trades and is also an accomplished businessman as well as a highly regarded accountant

As well as being one of the highest rated accountants in Cleveland Ohio’s directory, George S. Ammar also has the distinction of being able to call himself a fully fledged business owner.

After serving his city of Cleveland as a professional accountant for over a decade, Ammar decided to go into business for himself and to launch his very own accountancy business, which he named Ohio CFO LLC. While being an accountant made the day to day operations of running his own accountancy firm easier, Ammar still had to contend with a wide variety of challenges associated with founding a brand new company for the first time.

However, as Ammar was not afraid of tackling a steep learning curve or of hard work, Ohio CFO LLC quickly became one of the most trusted accountancy firms in Cleveland, Ohio.

  1. Ammar became an inspiration to his community when he started to inspire those around him to lead healthier lifestyles

As Ammar is a modern day Jack of all trades, you shouldn’t be surprised at this point to learn that Ammar continues to inspire his community when he’s off duty. Ammar is frequently spotted around his community working out at the gym and engaging in fun-filled physical pursuits such as running, hiking and cycling and is passionate about being an advocate for healthy living.

As well as working out on a daily basis, George S. Ammar also does his best to consume a healthy, nutritious, balanced diet and advises his family, friends, and clients to do the same. As George Ammar is passionate about helping Cleveland locals to live their best possible lives.

So next time you’re tempted to judge an accountant’s character by their job description, stop and realize that each individual is unique and should not be judged by their job role. As there are many different sides to each individual and that some accountants such as George S. Ammar boast incredible, inspiring life stories.

Filed Under: Finance Tagged With: accountant, accounting, business, finance

Why it’s well worth hiring Dr. Karl Jawhari

April 21, 2018 by Miriam Dunning Leave a Comment

If you’re looking for a new doctor, continue reading to discover why you may want to consider hiring Dr. Karl Jawhari as your next, long term doctor!

Why it’s well worth hiring the professional services of Dr. Karl Jawhari :

  1. Dr. Karl Jawhari has established an excellent reputation as being one of the nation’s top doctors

When it comes to selecting a reputable doctor, you can’t go wrong selecting a doctor who has already established a reputation for being an outstanding doctor. An example, of a doctor with a stellar reputation, is Dr. Jawhari who

  1. Dr. Jawhari is an amiable, down to Earth doctor who’ll put your mind at ease and won’t treat you like a simpleton

If you hate visiting doctors and often feel uncomfortable sitting in a doctor’s office, it’s well worth hiring Dr. Jawhari as your doctor as he is an amiable, highly likable doctor, who won’t make you feel like you’re sitting in a principal’s office. Or going to be judged harshly for your diet and lifestyle. Instead, Dr. Jawhari will focus on giving you reasonable practical advice on how to be as healthy as you possibly can.

So if you’re looking for a doctor who’ll treat you as an equal and who’ll never dream of talking down to you, because you don’t have a medical degree, it’s well worth booking your very first appointment with Dr. Karl Jawhari.

  1. Dr. Karl Jawhari has practiced medicine for over a decade

If your primary objective when it comes to hiring a doctor is to choose a doctor who boasts a wealth of practical experience as a working doctor, it’s a wise idea to choose a doctor such as Dr. Jawhari who has practiced medicine for well over a decade.

  1. Dr. Jawhari boasts a sizeable client base

Another reason why Dr. Karl Jawhari is an excellent candidate to be your next doctor is that he already boasts a sizeable client base. Which means that there are dozens of clients who are already satisfied with his services and who return to Dr. Jawhari for medical advice on a frequent, long-term basis.

  1. Dr. Karl Jawhari offers competitive rates

While you probably don’t want to hire a doctor who offers rock-bottom prices and whom probably lacks valuable long-term experience or a decent client base, at the same time you don’t want to select a doctor whose rates are so high that you’ll be put off booking an appointment when you’re ill and in need of treatment. As in many cases, the sooner your condition is correctly diagnosed, the sooner your doctor will be able to successfully treat your condition before it can worsen and become a potentially serious problem.

  1. Dr. Jawhari makes a great doctor for children as well as adults

As well as catering to adult patients Dr. Jawhari also offers his services to families with young children, who are in search for a great family doctor. Whom the whole family can turn to for their medical needs.

So whether you’re currently on the search for a new doctor for yourself or are looking to hire a doctor for your whole family it’s well worth getting in touch with Dr. Jawhari!

Filed Under: Finance Tagged With: doctor, health, healthcare, wellness

Winter weddings: Stephen Varanko III debunks the biggest myths

April 21, 2018 by Miriam Dunning Leave a Comment

As we all know, there are some “definite” months when it comes to weddings, and some that “must be avoided”. Usually, the winter months fall into the latter category.

In general, brides and grooms to-be are looking for that picturesque wedding in the middle of summer. They want the guarantee of the weather, and all of the photos without raindrops appearing on the lens.

However, one only has to look at the wedding of Stephen Varanko III to see that this could all be one great myth. Varanko himself was married in winter and it would be fair to say that this debunked a lot of the myths that are associated with this type of ceremony.

Myth #1 – The ceremony can’t be held outdoors

This first myth is probably expected. After all, which couple are going to risk their ceremony being held outdoors when the chances of rain, snow and general coldness are sky high?

Well, advancements in the wedding industry means that this isn’t as much of an obstacle as it once was. Nowadays, couples can take advantage of heat lamps, tents and all sorts of other items to make everything a little warmer and more undercover. Sure, it might be a little more expensive than something in a readymade venue, but to suggest it is completely impossible is a gross exaggeration.

Myth #2 – The wedding dress has to be long-sleeve

Like most of the myths that we cover through the guide, most of you won’t be surprised to read this next one. The general consensus is that it’s far too cold for a short-sleeve dress, so why would any bride put themselves through that sort of pain?

Unfortunately, if you do opt for the short-sleeve dress, there are going to be occasions where you are shivering. On a more positive note, these occasions are going to be few and far between. In other words, the amount of time that you actually spend outside is pretty short. You’ll need a little time for photos, but overall most of the ceremony is going to be hosted indoors.

This should be something that you keep in mind to ensure that the weather is not going to be what dictates the choice of your dress.

Myth #3 – Most guests won’t like a winter wedding

There are two ways of answering this next myth. Firstly, if your guests aren’t a fan of the winter, then it’s their problem. After all, this is your wedding and they should be happy for you as a couple.

The second way of looking at this myth is that most guests become tired of the same routine that is now associated with weddings around the country. They know the drill; they know exactly what a summer wedding includes and it’s become almost boring.

A winter wedding at least gives them something different. Whether it’s the photos that are taken, or even just the whole atmosphere under those outdoor heaters, it at least provides a bit of variety into their annual wedding calendar.

Filed Under: Finance Tagged With: love, marriage, wedding, winter wedding

Struggling to Afford Prescription Drugs?  These Tips Should Help

March 5, 2018 by Miriam Dunning Leave a Comment

Your health insurance plan may or may not cover the cost of prescription drugs.  If you are receiving a health insurance package from your employer, the coverage you receive is dependent upon what your employer is willing to spend, so you may not have prescription drug coverage.  Although you have more control over your coverage if you are purchasing a health insurance plan out of pocket, you still may not be able to afford a plan that offers to cover the cost of medications.

In either of these scenarios, you may be left having to purchase your own prescription medications, which your doctor feels are necessary to treat and/or cure your condition.  However, there is hope for those who do not have prescription drug coverage as part of their health insurance package.  Here are some tips on how to afford the medications you need, even if you have to pay for them out of your own pocket.

Purchase Generic Prescriptions

When you go to the pharmacy with your prescription, the pharmacist will ask you if you have any health insurance, and he will be able to determine if the plan you are on covers prescription drugs.  Be sure to mention that you are willing to forego the name brand prescriptions for a generic brand instead.

Even if you forget to mention that you want a generic version of the prescription, your pharmacist may go ahead and find it for you if he knows you do not have coverage.  He may first call your doctor to confirm that a generic is acceptable to dispense to you, and this will save you a lot of money when you go to pick up your medications.  Do not be afraid of using generic versions of drugs.  They are just as effective as name brand drugs, but they are much more affordable.

State Assistance Programs

Some states offer pharmaceutical assistance programs that can help cover the cost of your prescription drugs, easing the burden on you, especially if you are on long-term medications.

Consider Seeing a Low-Cost or Free Clinic

These clinics are great for those who are uninsured and for those who are hoping to get prescription medications at a discount or even at no cost.  Physicians at clinics are just as effective as a regular doctor, but they are perfect for those who cannot afford expensive medications and medical exams.

Order Your Medications Online or Through the Mail

If you have a chronic condition that requires daily medication, you may want to forego the pharmacy and instead purchase your medications directly from online and mail-order pharmacies, which can provide the same medications at deeply discounted rates.  You can even consider ordering your medication in bulk, storing the extra supplies so that you save money upfront and do not need to worry about reordering your medications sooner rather than later.  Because there are so many options out there, shop around for the best rates, and choose a company that has a good reputation.

Shop Around for Health Insurance

While shopping around for health insurance quotes on sites like medicalhealthinsurancetoday.org, make sure to decipher what exactly is going to be covered under each plan.  Most plans are more expensive because they offer more coverage, but you may be able to find an affordable plan that fits your needs and even provides coverage for medications.

Prescription drugs can be incredibly costly so keep the above tips in mind.

Filed Under: Finance, Wellness Tagged With: drugs, money, prescription drugs

Starting a business as a mom

February 21, 2018 by Miriam Dunning Leave a Comment

Becoming a new mommy is a full-time role, no doubts about that. Very quickly your lifestyle changes, as your number one priority is that little bundle of joy; keeping them safe, well-fed and happy. Your role as ‘Mom’ may be the most important responsibility you take on in your lifetime.

Though the stresses and concerns, it’s reassuring to know that other mommies will be going through the same thing. Yet, if you flip that on its head: anything you miss about pre-baby life, or anything you wish could be different about parenthood, it’s likely lots of other moms feel the same way. Therefore, raising a child can be the perfect springboard for a new business idea.

Pre-baby life: what’s changed for you?

The most successful product innovations, or new businesses, are born from a genuine unanswered need. So ask yourself, what did you used to enjoy before you became a mom, that’s now too difficult, time-consuming or expensive to keep up? It might be a beauty regime, or a food you used to enjoy eating, and perhaps there’s space in the market for a mommy-friendly alternative!

Jacqueline Smith came up with the idea for Palisade because she missed getting manicures; her product allows quick, at-home nail art and now sells at Sephora nationwide. She’s just one of many moms who’ve launched a successful business from home.

Playtime: when does your child laugh the hardest?

There’s no better sound in the world than your baby’s laugh, so naturally you’d want to make them giggle as often as you can! If you’ve found something that your little one finds incredibly entertaining, then perhaps it would be a great addition to a stroller, baby bouncer or seat? Do your research, and use a parent guide to see if any models already have such a feature, if not — draw up some plans and approach a company with the idea.

Caring for your child: what issues do you face?

When it comes to infant and child skincare, moms can face all sorts of unexpected challenges, such as skin irritations and allergies. Sometimes, no products seem to help, and you’re left to search for a solution yourself.

If you’ve found a bizarre method that seems to work — who would have thought oats could soothe skin, before brands like Aveeno came out? — then it’s worth asking your friends to trial out the approach. It’s important to sense-check new ideas with other moms first, and then if they like the product or idea, think about how you can take it further! Why not invite some of your mom friends over and host an informal focus group, to see if they can help you improve the concept even further?

You’re the expert…

Inspiration for a new business can strike at any time. If you’ve got an idea that you think could be a real addition to the market, then why not ask your friends for their opinion? You could follow in the footsteps of some amazing moms who have revolutionized mommy and baby life!

Filed Under: Finance Tagged With: business, business woman, company, mom, parenting

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